Sterling Risk Management Consultants (SRMC) is no stranger to a tumultuous insurance market. Market swings from “soft” to “hard” and back again have occurred numerous times in the past. We have been through all of them within the last fifty years. 

Our new reality is that the current “hard” market is exasperated, with numerous carriers exiting States. Those who remain are looking to make up for past transgressions with sizeable rate increases, along with restrictions in coverage.

Given the increased cost in construction, changing weather dynamics, and wildfire patterns, among other variables; we are seeing an alarming shift in the global reinsurance market.

SRMC through program design + management, along with proprietary agreements with select markets, has been able to deliver significant relief to property owners where others settle for market terms.
 

Sterling is not only creative but innovative in our approach to Risk Management. This past year we have seen clients saving as much as 50% off their “new reality” insurance cost and in many cases - even more. 

Sterling is not looking to usurp a quality broker-client relationship. We welcome the opportunity to work with your current broker; that said, should you not have a trusted relationship, we can accommodate this need.